"Clients often mistake poor credit rating for an automatic disapproval of any home loan application. However, a mortgage company’s definition of bad credit might not be what a client thinks it is. A score over 700 is typically good, but home loan applications of people with credit scores as low as 600 can still be approved by lenders. Say, if a client has a very low credit rating of 620 but has no history of delinquency, with some lenders, that would have provided enough ground for an approval. Buying a home is a common American dream. Despite your bad credit, you can still make this dream come true. The key is to work with a mortgage company whose overlays are minimal. If you are interested in applying for a Georgia home loan, you can talk to a mortgage broker from a reputable company like Churchill Mortgage Corporation."
http://georgia.churchillmortgage.com/info-article/get-approved-home-loans-in-georgia-despite-your-bad-credit-rating/
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